Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Can I Lower My Life Insurance Premiums?

A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are... Read Article

What To Expect When You First Sign Up For Life Insurance

Buying life insurance for the first time can be a bit confusing, but our agency is available to help you through the process. Here we have outlined the steps you will need to take to purchase a life insurance policy. Learn the Lingo Half the battle is knowing the life insurance terminology. Use a good glossary to get a full understanding of terms such as:... Read Article

Changing Your Health Insurance After Marriage Or Divorce

Generally, you can only enroll in a health insurance plan during open enrollment or during a special enrollment period brought about by a qualifying event. Both marriage and divorce are considered qualifying events. Understanding when you are eligible to make changes is key to avoiding high-cost health insurance coverage or paying medical bills on your own. How Can You Change Your Health Insurance If You... Read Article

Does My Plan Cover That?: Unexpected Benefits Of Health Insurance

Most people are familiar with the standard services covered by their health insurance. The Affordable Care Act even outlines ten “essential services” that most insurance policies must have, including maternity care, prescription drugs, emergency care, hospitalization, and more. However, you could be missing out on some of the unexpected benefits of your health plan. Surprising Things Covered by Most Insurance When you are thinking of... Read Article

Can I Take Out Life Insurance Policies for Other People?

Life insurance is usually purchased for yourself to give your family financial security in the event of your death, but it can also be beneficial to buy a life insurance policy for someone else. Your relationship, as well as a few other factors, will determine your ability to purchase a policy for another person. Reasons to Buy Life Insurance for Someone Else Buying life insurance... Read Article