Skip to ContentSkip to Footer

It's Always Free To Work With An Agent - How Can We Assist You?

By submitting this form and providing my phone number to Murray Insurance Agency, I consent to receive quotes, pertinent insurance information, and healthcare-related text messages. I acknowledge that message and data rates may apply, message frequency will vary, and I can opt-out by replying “STOP.” Assistance can be found by texting “HELP.” For more information on how my data will be handled, please visit the Copyrights and Privacy Statement on our website.

MenU

Individual Vision Insurance

Man getting fitted with new glasses by an optometrist.

About 75 percent of Americans need vision correction, whether through glasses, contacts, or surgery. As a result, vision insurance is one of the most popular health and wellness plans, as it reduces the cost of regular eye exams, glasses, and contacts. In addition, some vision insurance plans offer more benefits, with discounts on LASIK surgery and some other elective vision correction treatments.

Vision Insurance – What’s Right for You?

A regular eye exam is as essential to maintaining your health as undergoing a yearly physical. An eye exam can identify developing eye health conditions in the initial stages when treatments can be far more effective. If you or your loved ones wear glasses or contacts, the prescription typically changes over time, and a yearly exam is critical to maintaining healthy, sharp vision.

How Does Vision Insurance Work?

Vision insurance may be part of your benefits package or purchased separately by an individual. Vision insurance differs from a typical health insurance plan, which covers the cost of medical treatments with copays, or covers the entire cost of care when the deductible is met.


Rather than covering the entire cost of your eye care, vision insurance works as an ongoing discount card to significantly reduce the cost of eye exams, eyeglasses, and contacts, with some plans offering discounts on the cost of LASIK surgery. However, you may be required to use an in-network provider to take advantage of the discounts.

What is the Cost of Vision Insurance?

Vision insurance is typically affordable. If you, your spouse, or your children wear glasses, vision insurance helps reduce the cost of regular eye exams, glasses, and contacts. Health insurance covers the cost of treating eye injuries and other serious medical problems, but without vision insurance, you will pay the total price for eye exams and the purchase of new glasses, lenses, frames, and contacts. In addition, some health insurance companies offer “bundled” health insurance plans that include vision, dental, and health insurance.

To review the options for vision insurance, get help from a local insurance agent who can explain the benefits of each plan and help you choose the best plan for your family and your budget.

Customer Reviews
5/5

I have always had such a hard time understanding Health Insurance and it was so...

FF
Frank F
5/5

Tom Walyus at Murray Insurance Agency KNOWS his way around the confusing world...

Stuart Dropkin
Stuart D
5/5

Had a bunch of questions about health insurance and Murray Insurance helped me...

NS
neil s
5/5

Had a lot of questions and they answered all of them. If you're as confused as...

DW
David W
5/5

Excellent Insurance Agency and professional staff. You will feel like they...

Wallaa El Daramlly
Wallaa E Daramlly