Category: Life Insurance

Can I Lower My Life Insurance Premiums?

A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are... Read Article

What To Expect When You First Sign Up For Life Insurance

Buying life insurance for the first time can be a bit confusing, but our agency is available to help you through the process. Here we have outlined the steps you will need to take to purchase a life insurance policy. Learn the Lingo Half the battle is knowing the life insurance terminology. Use a good glossary to get a full understanding of terms such as:... Read Article

Can I Take Out Life Insurance Policies for Other People?

Life insurance is usually purchased for yourself to give your family financial security in the event of your death, but it can also be beneficial to buy a life insurance policy for someone else. Your relationship, as well as a few other factors, will determine your ability to purchase a policy for another person. Reasons to Buy Life Insurance for Someone Else Buying life insurance... Read Article

What If I'm Not Eligible for Life Insurance?

Many people rely on the peace of mind provided by a life insurance policy, so it can be disheartening to learn that you have been denied or may not qualify. However, life insurance alternatives can still give you and your loved ones financial security. We are your resource for understanding alternatives to life insurance. Reasons You Might Not Qualify for Life Insurance Finding out you... Read Article

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that... Read Article