Does My Plan Cover That?: Unexpected Benefits Of Health Insurance
Posted by Murray Insurance Agency on
Most people are familiar with the standard services covered by their health insurance. The Affordable Care Act even outlines ten “essential services” that most insurance policies must have, including maternity care, prescription drugs, emergency care, hospitalization, and more. However, you could be missing out on some of the unexpected benefits of your health plan.
Surprising Things Covered by Most Insurance
When you are thinking of gym memberships, you might not consider turning to your health insurance. That’s right, some plans even cover some or all your membership fees. If that was news to you, you may also be surprised by some of the other unexpected benefits of most health insurance plans.
Weight Loss Programs
The Affordable Care Act has brought with it significantly better services for those trying to lose weight. The majority of states now offer diet coaching or bariatric surgery through your health insurance plan. Access to nutrition services can get you started on the right foot, and bariatric surgery can ease the impact of weight-related health problems. We will help you understand the benefits available in your state.
Mental and behavioral health is a vital part of your overall well-being, and many medical plans cover therapy sessions and other mental health service. Legislation passed in 2008 has shed light on the importance of mental health and makes behavioral health services more accessible and affordable.
Quitting smoking is admittedly difficult and leads to costly medical services. The Affordable Care Act qualifies smoking cessation as a mental health and addiction treatment. Tobacco-related illnesses are preventable, and help is now available through your health insurance. Your plan’s coverage may vary, but most people can take advantage of counseling sessions and medication.
Massage Therapy or Acupuncture
Alternative services like massage therapy and acupuncture can provide pain management and healing for those who have allergies to certain medicines or simply prefer a more natural approach to healthcare. Health plans are embracing alternative treatments now more than ever, so check with your insurance provider to find approved doctors who offer those services.
We know more about autism now than ever before. That awareness has led to nearly all states incorporating autism services to their health plans. Autism screenings between the ages of 18 and 24 months is considered preventive care, which is covered by default according to the Affordable Care Act.
Learn More About Your Health Insurance Coverage
You may be surprised what you find when you learn about the benefits of your health insurance plan. Even simple services like flu shots are likely covered under your current plan. We can help you understand your health insurance coverage and identify other hidden benefits you weren’t aware of.
We are proud to serve our community with the most up-to-date information regarding health insurance coverage. If you still have questions about your plan, feel free to reach out to us for friendly and knowledgeable service.