Ancillary Products

1. Dental

TOP 5 THINGS YOU NEED TO KNOW

  • We have the State’s #1 (Copayment) and #2 (Choice) plans in the STATE based on NETWORK and effective BENEFITS!
  • Most competitors have a 12 month wait for major services, we offer 6!!
  • Benefit Summary available to email clients info before they buy
  • ONLT 4% of clients ever reach the OPMAX! They can have 2 cleanings, a filling, and a root canal and still have money roll over to next year. (Calculated: Market Rate – Contracted Rate= Claim Paid – that’s the figure used for OPMAX).
  • Prepaid HMO for $12.99 plus $35 Enrollment fee: No waiting period, no deductible, no dollar limit, no claim forms, no exclusions for pre -existing. Narrow network (online)

Dental One Page Flyer

Enhanced Dental Benefits Flyer

BlueDental Choice QF Plan Flyer

BlueDental Copayment QF Plan Flyer

BlueDental Copayment PPO Dental Policy

2. Usable (Accident, Critical Illness, Hospital Indemnity)

Jason Skiba presentation (March 2019)

  • Accident
    • TOP 5 THINGS YOU NEED TO KNOW

      • Main Subscriber must be ages 19-64 at time of enrollment

        • Cannot enroll after 65th birthday or prior to 19th birthday. (Primary cannot enroll after 65th birthday with minor dependent either)

        • Must be age 19 to be primary subscriber

      • Wellness visit benefit

      • 1st and 15th effective dates

      • Has workplace knockout questions

      • Field Reference Manual

  • Critical Illness
    • TOP 5 THINGS YOU NEED TO KNOW

      • Immediate underwriting – 30 seconds to 1 minute processing

      • Plan pricing almost doubles after age 59, best to have approaching age 60 enroll prior to birthday.

      • Enrollees must be Ages 19-64

      • Pre-existing clause, 12 month look back. Including pregnancy.

      • Field Reference Manual

  • Hospital Indemnity Illness

3. VSP (Vision)

TOP 5 THINGS YOU NEED TO KNOW

  • Enroll on VSP site, not Florida Blue.
  • Ind. $14.51, Family $37, Enrollment fee of $35
  • No child only policies
  • $15 Eye Exam, $130 Allowance for frames/contacts, with 20% discount on balance
  • Agent can email benefit structure, Q and As, and member card – keep on desktop for easy access
  • Benefit Summary and Rates
  • Find a VSP Doctor or Provider information

4. Geoblue Travel Insurance

TOP 5 THINGS YOU NEED TO KNOW (Coming soon)