Short-Term Medical (STM) Insurance for College Graduates

Short-Term Medical Insurance provides coverage for college students as they leave college and are looking for a job. Each plan lasts 6 months and is not for those who want or need long-term coverage. Murray Insurance Agency can help you get the right Short-Term Medical Insurance plan for you.

Our Short-Term Medical Insurance Plans Include:

  • Coverage options from 30 days up to 6 or 12 months
  • $2,000,000 benefit per person
  • Choice of deductibles - $250, $500, $1,000, $2,500, or $5,000
  • Your right to choose any doctor or hospital
  • Eligibility up to age 65
  • Child-only coverage available

For More information or to get a Short-Term Medical Insurance plan please contact us.

STM Insurance is Affordable and Necessary- Learn more…

  • Short Term Medical Insurance is inexpensive and necessary. One hospital stay without insurance can affect your pocketbook and your credit for years to come.
  • STM is designed to cover and individual while they are waiting to be enrolled in an individual health policy while in between jobs or just out of college.
  • Short Term Medical Insurance works like an indemnity plan, giving you the freedom to choose a doctor or specialist you like
  • If you file claim under your short-term policy your medical expenses might not be covered when you get an individual policy because the injury or illness could be considered a pre-existing condition.
  • With STM, eligible dependents such as your spouse and children can be covered.
  • Some plans cover home health care, preventive care such as mammograms and PAP smears and certain transplants.
  • Plans don't cover pregnancy and childbirth.